Real Estate Finance and Banking
Owner Managed Businesses

Nisha Saigal
August 2024

The Borrower team at Lawrence Stephens, led by Nisha Saigal and supported by Claire Boyd and Aida Gashi, has been making significant strides this summer in the real estate market. They’ve taken on a diverse portfolio of residential and commercial properties, collaborating with various lenders.

Here’s a closer look at some of their July deals:

Deal 1: Refinancing of Residential Flats

The Lawrence Stephens team facilitated the refinancing of two residential flats, with a substantial loan amount of £2.45 million. Acting as the sole representative for the borrower, they collaborated with the Bank for Intermediaries/Professionals as the lender. Their expertise in navigating complex transactions played a crucial role in achieving success.

Deal 2: Refinancing of HMOs (Houses in Multiple Occupation)

The team successfully refinanced three Houses in Multiple Occupation (HMOs) with a loan amount of £1.45 million. Acting as the sole representative for the borrower, they collaborated with Hampshire Trust Bank plc as the lender. Their expertise in managing complex transactions ensured a smooth process for all parties involved.

Deal 3: Purchase of Freehold Property

The Borrower team also facilitated the acquisition of a freehold property, subject to tenancy, with a loan amount of £138,000. The transaction involved dual representation, and the lender was a specialist in Buy-to-Let financing. Their ability to navigate complex scenarios and find practical solutions was instrumental in achieving a successful outcome.

These transactions underscore their dedication to cultivating robust, enduring connections with borrowers. The team’s proactive mindset, industry acumen, and streamlined execution position them as a reliable ally in the real estate finance arena.